UNCDF supports


Finance and Solutions

that build resilient lives and economies

Access to Digital Financial Services is an enabler to

12 of the SDGs

Digital Finance is a Gateway to

Financial Inclusion

Digital @ UNCDF

Since 2009, UNCDF has been supporting digital finance in developing economies across Africa, Asia and the Pacific.

By providing a mix of policy, technical and financial support, we have contributed to reaching nearly 7 million people who are now actively using digital accounts from Samoa to Sierra Leone.

Today customers from these markets are using digital accounts from banks, mobile money and payment service providers for payments, savings, credit and insurance. Many use these services to access energy, pay school fees and receive social transfers.

What is Digital Finance?

Digital financial refers to a range of formal financial services accessible via digital accounts through a distribution network.

Customers usually access their access their account using a mobile phone or card in combination with an agent, merchant or ATM. Digital finance requires an ecosystem of cooperating private and public actors to function properly.

What are Digital Solutions?

Digital solutions are digital applications that solve problems or create opportunities. When linked with digital finance, they can help overcome some of the challenges of digital finance by providing better management tools, financial education, and pay-as-you-go solutions for water and energy.

They can also help solve specific sustainable development goals (link to DFS and the SDGs Page), such as better health information, quality education and more sustainable cities and communities.

In Focus

What clients say about digital Finance

Policy for digital Finance

Bulk Payments in Agricultural value chain

MM4P by the Numbers (2017)


New DFS Users


Least Developed Countries


New Policies




Professionals in the Community of Practice

High Volume




Policy and Regulations


News and Media

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